Tax Setup  /  Scenarios  /  Selling at home + early EU sales

Selling at home, with your first EU customers

A worked example. Follow it end-to-end to see which settings to pick and exactly what each buyer pays.

Is this you? You're VAT-registered in your home country, most of your sales are domestic, and you're just starting to get orders from consumers in other EU countries — but you're still under €10,000 of cross-border sales a year. No OSS, no UK, no business buyers yet.

Your settings

In Tax Setup, this is all you touch. Everything else stays off until you grow into it.

Are you VAT-registered?Yes — I charge VAT
Your VAT numberFilled in
EU consumers over €10k — pathSelling only up to €10k
Block sales once you hit €10kRecommended: on
OSS registrationOff
EX schemeOff
Sell to EU businesses (VAT-EU)Off
UK VAT registrationOff
WhereDashboardSettingsPayments & TaxTax Setup2 · Tell us about your business

Click “Yes — I charge VAT” and fill in your VAT number in the field that appears below (the label matches your country — NIP, USt-IdNr, BTW-id…).

WhereDashboardSettingsPayments & TaxTax Setup3 · RegistrationsConsumers (B2C)

In the LV2 row, select “Selling only up to €10k” and keep “Block sales once you hit €10k (recommended)” ticked. Leave OSS, EX, VAT-EU and UK off. Finish with Save changes.

What happens at checkout

With those settings, here's what every kind of buyer sees. This mirrors the live preview at the bottom of Tax Setup.

BuyerWhat they payWhy
Someone in your countryyour VATNormal domestic sale
EU consumer, still under €10kyour home rateUnder the threshold you charge your own rate (origin rule)
EU consumer, once you pass €10kblockedYou haven't picked OSS or EX yet — the sale is stopped, not mis-taxed
EU businessblockedB2B is off — turn on VAT-EU when you want to sell to companies
Anyone in the UKoffUK is off until you register for UK VAT
WhereDashboardSettingsPayments & TaxTax Setup4 · What happens at checkout

Scroll to the live preview and check it matches the table above — it updates the instant you change a setting, before you even save.

Good to know

Onelo watches your €10k for you. The Thresholds bar at the top of Tax Setup counts your cross-border EU consumer sales made through Onelo, across every app on this Stripe account. When you get close, you'll be warned (email at 80% and 100%) — and with “block at €10k” on, Onelo stops new cross-border consumer sales the moment you cross it, so you can't accidentally undercharge. The legal threshold covers all your cross-border B2C sales, including any made outside Onelo.

When that day comes, you pick a path: OSS (charge each buyer their own country's VAT) or EX (0% to a few declared countries). Both are one toggle away — see Where you can sell for the comparison.

Next

Selling at home + early EU sales — Tax Setup — Onelo Docs